Episode Transcript
[00:00:00] So my wife was helping me cut the grass the other day, and it was just reminding me of how awesome that is, us helping each other. Right.
[00:00:13] I want to say in huge part, it's because of our communication, how long we've been married.
[00:00:20] It didn't start out that way.
[00:00:22] How to communicate, how to find out who each other is.
[00:00:27] That's huge. Right?
[00:00:28] One of the main things that has helped us is communicating in finances, of doing a budget together has helped my marriage enormously.
[00:00:45] You've been out of debt. We've gotten out of debt.
[00:00:48] Consumer debt. No student loans, no car loans, nothing.
[00:00:51] We even paid off our property.
[00:00:53] Like, there's no. We don't have any debt. The things that we fight about are small, and they're not even fights. They're just, like, bickering, like. Like little arguments reminding us of how much we love each other, you know?
[00:01:08] So I'm talking about communication in your finance. Joining bank accounts.
[00:01:20] Joining bank accounts. We've. We've had a joint bank account since we. Since we got married. We. We. It.
[00:01:28] The idea of us having separate accounts has never crossed our mind.
[00:01:34] But I do see how, when we first got married, our spending was just everywhere. Like, it was everywhere.
[00:01:46] And I can see how it can be, like, controlling to a point. Whenever you do have joint bank accounts.
[00:01:56] This is assuming you have, like, a healthy marriage, because somebody could be a narcissist in your marriage, and they can, like, want to control everything, like, all your spending, every single thing. You know, I'm talking about a marriage where you're both. Both want to work on it, and. And it is not lopsided, right?
[00:02:16] Because there are marriages out there that are.
[00:02:20] That are toxic, you know, and it's. It's sad that people go into marriage not understanding the purpose of it and, you know, why. It's why it's important. And. And the communication aspect, the trust aspect, all that stuff.
[00:02:37] So being married, in my. In my experience, when you share a bank account, you're transparent with each other, right?
[00:02:49] You trans. It helps you to become transparent with one another.
[00:02:53] It helps you to figure out who's the spender and who's the saver, what type of money habits y' all have. You know what I mean? It's good for your marriage because you talk about it.
[00:03:03] Oh, you set aside some. Some money or whatever. It's doing a basic. You're basically doing a budget, right? And you're talking with your wife, okay, what's gonna happen with this money?
[00:03:15] And some people don't want to do that like, I noticed if some people were just like, this money came in, we're gonna spend all of it.
[00:03:23] And the other partner could be like, wait a minute, wait a minute. We got. We gotta pay this this week. We gotta pay that that week.
[00:03:31] You know, we. The phone bills do, the light bills do.
[00:03:35] So it. It. I can see how it's a marriage helper.
[00:03:40] And when I was mowing the lawn with my. My wife the other day, camera stopped moving.
[00:03:48] Why does the camera do that? Oh, I got to stay, like, very still for it to.
[00:03:54] I gotta invest in a different camera. Sorry, guys. Side tangent there.
[00:03:58] Yeah. So she was. And she was. Man, it was. It was awesome.
[00:04:03] And it just reminded me of joining your bank account, having it together. That way you can be transparent with one another. It helps with your marriage, it helps with communication.
[00:04:14] And let me know how you do it. Do you share bank accounts? Do you have separate bank accounts? Why or why not? What's working for you?
[00:04:23] And I'm just sharing what it helps for me. And hopefully it helps you. And let me know, here's another video you might be interested in. Appreciate you guys. Bye.
